Shop Smarter (Not Harder) to Save this Holiday Season


tips for smarter shopping this holiday season

The best thing you can do before you shop is plan.

The holiday season is in full swing, which may have you feeling a little stressed and scrambled. Will you ever be done shopping?

Have no fear, Putnam Bank is here to help! The key to holiday shopping is not to treat it like a marathon, but rather a series of sprints with research time in between. Take a look at the tips below to see how you can shop smarter (instead of “until you drop”) this year. 

Spread out your shopping

Trying to get everything on your list at once can get expensive, especially if you have a lot of people on your list. Chunk things out to coincide with your and your spouse’s paydays. For example, you could grab the first three items on your list this weekend, grab the next couple in the middle of next week and so on. Even if you don’t receive any income in between shopping trips, splitting things up at least helps you feel like you aren’t spending as much.

Conduct some research

Make some time in the evenings to research specific products and prices. Nothing is worse than giving a gift that breaks or has to be exchanged soon after purchase. Well, except maybe paying one price for a gift only to find out it was on sale for a lower price somewhere else.

Keep your receipts

This may seem like a no brainer for experienced shoppers. However, a majority of us may make a purchase and cross it off our list without giving it a second thought. It’s important to stay alert because you may be able to find the items for less cost elsewhere, which leads us to…

Watch for coupons and further discounts

While many people think Black Friday is the best time for getting deals, research has shown that the later into December we get, the more prices continue to drop. This means you shouldn’t stop searching for deals once you’ve made your purchases.

Try your hand at online shopping

Many online retailers offer free shipping during this time of year. If you found better prices at online retailers during your research (you did your research, right?) and shipping is free or negligible, go for it.

There’s no need to spend hours upon hours in stores and malls shopping until you drop. By taking some of that time and doing research, spreading out your shopping and looking for additional discounts, you can get the right gift for everyone on your list this holiday season.

If there’s any way Putnam Bank can help make your holiday season go smoother, just call or come by your nearest bank office. We look forward to seeing you soon!

Putnam Bank, Member FDIC and Equal Housing Lender