Do you use a smartphone? The answer is most likely yes, and if so, you aren’t alone. A recent survey from eMarketer suggests nearly half of American adults will use a smartphone by the end of this year. That’s tons of texts, selfies and social media updates.
It also presents opportunities for criminals, especially when you are logging in to your Mobile Banking account. In order to keep yourself and your information secure, here are a few tips for your smartphone’s security.
Smartphone Security Checklist
- Set PINs and Passwords- take advantage of your security setting that allows you to set up a passcode. You should also enable any settings that lock your phone after a certain period of idle time.
- Don’t compromise your phone’s security settings- tampering with security settings or “jailbreaking” your phone can undo the security systems that are built in.
- Backup and secure all data- whether it’s to your computer, the cloud or an external hard drive, be sure to backup all of your data in the event you lose your phone or it is stolen.
- Research apps before you download them- read reviews and confirm that the app is legitimate before downloading. Criminals can create apps that contain malware to steal information, plant viruses and cause harm to your phone.
- Understand app permissions- apps may request access to certain data and functions on your phone. Be sure you know full well what each app is doing, and don’t forget to check the privacy settings.
- Look for apps that allow wiping and remote location- these allow you to either completely wipe data from your smartphone if it is stolen, or locate your phone if you lost it.
- Keep your smartphone’s operating system updated- this ensures security patches are in place to cover any spots that could be vulnerable.
- Be smart when on public Wi-Fi- use public Wi-Fi as little as possible. When you do, be wary of doing tasks that require personal information, such as logging in to Online Banking or submitting applications.
One of the most important things, is be aware of your surroundings when using a smartphone. Another is be suspicious of anything that seems too good to be true or if your phone begins to act strangely after downloading an app. This may be a sign that your phone has been accessed by someone else.
Secure your smartphone and Mobile Banking by making smart decisions and keeping an eye on your phone’s performance.
Equal Housing Lender